Maine Medicare Choices an
Independent Medicare Agency
Independent Medicare agents in Bangor Maine
"We make Maine Medicare Plans Easy."
Maine
Medicare
Choices
Medicare Plans in Maine are changing,
leaving your County, or raising
premiums and co pays.
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Please watch video
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Then read down through this page
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Then book a free consultation and or call
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if you choose a Medigap plan those are separate (only $6 per month)
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Then we will help you
enroll in a plan for 2027
Free consultation Please watch this video 1st
Maine Medicare Plan choices....Medicare advantage or Medigap?
Need a Dental plan?
see plans
Cigna Dental
?
Humana Dental
​?
If you need a dental plan
we can help
Only 1 Medicare Advantage plan remains available for Zero dollars. In fact they will also pay some of your part B premium for original Medicare. We can help you with this plan.
Caution: If you are o.k. with not being able to see any doctor or Emergency room or anything with Northern Light. Ask which plan here.
​So USE THIS AS your opportunity to enroll in a Medigap plan under guaranteed issue!!!! No Health Questions needed. Book Meeting
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2027 Medicare advantage plan prices $45 to $109. (except 1 plan who is not accepted by Northern Light)
My formal recommendation is to use this as an opportunity to get a Medigap plan
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If you get a SAR (service area reduction you have guaranteed issue rights)
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You can have a High deductible plan G for $62 or $73 depending on which company.
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See below and schedule a time to make the switch in October, November or December.
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If you are paying for your Medicare plan set up an appointment you may be able to get a Medigap plan and get off of the Medicare advantage merry-go-round.
$62.14 plus $38.07 = Great protection for less than $105 for sure
No matter what you pick we should eliminate $2,000 of risk by doing a guaranteed issue plan below.
Everyone needs this.
70 year old male quote
All Meetings are reserved for 30 minutes, in case you have more questions. If it is multiple people please indicate in notes or book 2.
30 Minutes
book 2 if
needed =>
Need a Dental plan?
see plans
Cigna Dental
?
Humana Dental
​?
If you need a dental plan
we can help
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Maine Medicare Choices is an independent Medicare agency. Ask about Bangor area Medicare plans.
​Mail a copy of your Service Area Reduction letter to: info@mainemedicarechoices.com or
40 Railroad St.
UNIT B
Newport Me 04953​​
​Do you need the best Medicare plan help?
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DID YOUR PLAN INCREASE IN PRICE FOR 2027?
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Did your plan get canceled?
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Did your co pays go up?
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Between Medicare Advantage plans fighting with Northern Lights and plans reducing their benefits we believe it is time to consider a Medicare Supplement or Medigap plan.
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Maine Medicare Choices is an independent medicare agency, Zero charge for the best medicare plan comparison in person or over the phone. Are you searching for Bangor area Medicare plans?
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Get personalized Medicare guidance without the hassle Ask about a Medicare plans made simple FREE CONSULTATION.
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​If you have received a SAR notice- Service Area Reduction you have a Guaranteed issue period where you can enroll in a Medicare Supplement or Medigap plan ​​
Helen testimonial
Because Maine Medicare Choices is an independent Medicare agency, You can go directly to the plan sites below IF you want. However, We can make it a lot easier if we get you the information you need. Please understand, it is our job to help you if you need it Bangor area Medicare plans.
WE OFFER Complete IN HOME, over the phone, or Zoom calls...so WE CAN HELP YOU UNDERSTAND YOUR OPTIONS. Everything you see on T.V. is what our Local Maine Agents help you with.
There are 6 Medicare Advantage plans in Maine, with Maine Medicare Choices you can choose. UHC, HUMANA, ANTHEM, AETNA AND WELLCARE... IF YOU HAVE Martins Point we will compare that too. Medicare part C. Maine Medicare for the Best Medicare Part C plans. We make Medicare plans made simple with the Bangor area Medicare plans
At Maine Medicare Choice For over 11 years, we have proudly served Medicare advantage across Maine, providing unparalleled expertise in Medicare Advantage plans in Maine. As a local Maine business, we understand the unique needs of our communities, from Bangor to Deer Isle and Lincoln to Newport. Our dedicated team of knowledgeable Medicare plans maine experts offers high-quality work and exceptional customer service, ensuring you receive personalized guidance. Medicare part C. Maine Medicare for the Best Medicare Part C plans. We make Medicare plans made simple.
At Maine Medicare Choices We specialize in assisting seniors and Medicare-eligible individuals, helping them navigate their plan choices with clarity and confidence. Discover why so many in Hampden, Dover-Foxcroft, and surrounding areas trust us for their Medicare solutions. We are committed to simplifying your healthcare decisions.
Are you looking for Medicare agents Maine? Look no further Vincent Murray and the team at are independent Medicare experts who help you choose the best medicare plan base on your Medicare needs.
Ask Medicare agents from right here in Maine today.
At Maine Medicare Choices We will do what is best for you!!!! Are you looking for Medicare advantage plans in Maine? At Maine Medicare Choices We have Medicare part C plans in Bangor, Maine. Maine Medicare Choices in Ellsworth, and Maine Medicare Choices the Newport Maine area. We help seniors in the counties too. If you are looking for Medicare plans in Aroostook county, or Washington county Maine Medicare Choices can help. Medicare part C. Maine Medicare for the Best Medicare Part C plans. We make Medicare plans made simple with Bangor area Medicare plans.
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Maine Medicare Choices
For Part D prescription drug plan
Or call one of these directly to self enroll
If you don't want to create an account
$5/mo Wellcare or $6/mo dollars Humana
​Mail a copy of your Service Area Reduction letter to: info@mainemedicarechoices.com or
40 Railroad St. UNIT B Newport Me 04953​​
What are Part B Excess charges?
Comparing the Medicare participation categories and fee rules.
Comparing the Medicare participation categories and fee rules.
Medicare assignment is a doctor’s agreement to accept Medicare’s approved amount as full payment for a service. A doctor who accepts assignment can only charge the patient the normal deductible and coinsurance, which the Medigap plan covers. They can’t bill anything extra.
Yes, a doctor can accept Medicare without accepting assignment. There are three types of doctors:
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Participating doctors always accept assignment. They bill Medicare directly, and the patient never pays an excess charge. This is most doctors.
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Non-participating doctors are enrolled in Medicare and see Medicare patients, but they don’t always accept assignment. These are the doctors you’re asking about.
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They can decide case by case whether to accept assignment.
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When they don’t accept it, they can bill up to 15% more than Medicare’s approved amount for them. That extra is the excess charge.
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The patient may have to pay the whole bill up front and wait for Medicare to reimburse its share.
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They still have to submit the claim to Medicare, so Medicare and the Medigap plan still pay their shares.
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Opted-out doctors don’t work with Medicare at all. The patient signs a private contract and pays the full bill, and neither Medicare nor Medigap pays anything. This one catches people off guard.
What it means for your clients:
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Plans F and G cover the excess charge from a non-participating doctor, so the client owes nothing extra.
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Plan N doesn’t cover excess charges, so the client pays the extra amount, which is at most 15%.
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No Medigap plan pays anything for an opted-out doctor.
What clients should ask before a visit: “Do you accept Medicare assignment?” Asking “Do you take Medicare?” isn’t enough, because a non-participating doctor can honestly say yes. Clients can also look up any doctor on Medicare’s Care Compare site at medicare.gov, which shows whether the doctor accepts assignment.
or just call 1 800 Medicare
To enroll in a Prescription Drug plan call 1 800 Medicare
1 800 633 4227
